Aimloan
Aimloan Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Aimloan has 2.1 star rating based on 19 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Loan originator, Web site, Great rate.
Cons: Ethics, Loan officers, Terrible customer service.Recent recommendations regarding this business are as follows: "Very poor customer service and rude", "caveat emptor", "Stay away from Aim Loan!", "Stay clear".
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Aimloan has 2.1 star rating based on 19 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Loan originator, Web site, Great rate.
Cons: Ethics, Loan officers, Terrible customer service.Recent recommendations regarding this business are as follows: "Very poor customer service and rude", "caveat emptor", "Stay away from Aim Loan!", "Stay clear".
Most users ask Aimloan for the delivery of goods as a solution to their issues.
Media from reviews
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Lagos, LagosI have been getting insults for a loan my friend collected without my knowledge
- Very rude staffs
Preferred solution: Apology
User's recommendation: Very poor customer service and rude
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Port Harcourt, Rivers StateI was short payed
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerEscrow account
Preferred solution: Price reduction
User's recommendation: caveat emptor
Delaying of loan
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerUnhappy with loan processing
- Website
- Loan officers
- Current poor loan processor
Preferred solution: Deliver product or service ordered
User's recommendation: Stay away from Aim Loan!
0913783****
Aim wasted 10 months of my life!
Stay clear. I used Kendall Scott and Lashar Chapman and a Kelly was their manager.
I started in March. Been a nurse for 30yrs at the same place. No credit card debt.Cars paid off.Even collecting a pension that pays for my home..They ran my credit twice because of timeout because they cant keep their staff. Then they gave me Lashar who was a complete idiot.
Now its Dec. Held up more because I took out $3k to redo floors on the COVID pass and he doesnt understand there is no penalty from my 401 and then he wants my moms homeowners insurance on a home I wont own until she dies because its survivorship( but doesnt add its $100k to my asset.lol)He showed me a printout where it said I was an owner but didnt bother to look at the deed. I bought 2 homes and NEVER asked about my moms home and after 10months they make it a condition of the loan I submit her nonexistent insurance. Then I explain in SW Florida they are not insurable.
They refuse to give me the state of her licensure so I can make a formal complaint.
The manager will not answer,either. Not reputable.pissed
- Ethics
- Loan officers
- Underwriter
Preferred solution: I want Kendall Scotts state of licensure and reversal of my credit checks and refund of appraisal fee..
User's recommendation: Stay clear
Run Run Run from this unscrupulous company
- Terrible customer service
Horrible
- Great rate
- Low loan amount
- Terrible customer service
Save your time and money
Stay away!
Don't use them. I did and I wish I would have used someone else.
They will not return phone calls or emails promptly, they lose forms, they request re submissions constantly, they take their sweet time getting anything done.
I worked with an old timer who she been in the real estate business for over 35 years...she told me that the antics from AIM were like nothing she had ever seen in her experience. Missing forms, resubmissions, accidental misplaced wire transfers, etc. Never ending document requests. Credit score do not mean anything.
PLEASE use someone else.
Don't use them. I did and I wish I would have used someone else.
{{Redacted}}
Pay off loan
Loan not closing on time
False Advertising
Aim was listed on Bankrate.com as having 930.00 in closing fees. Their site listed almost 3600.00 in fees which they confirmed by telephone.
I was told 3rgd party fees were not properly disclosed. I said no thanks. They are no longer listed on Bankrate. Too suspicious and googled this website to find multiple complaints.
It was not clear why their seemed to be truth in advertising and just who was responsible and Aim provided no explanation or assurances other than to insist they were the lowest ptice mortgage. X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X XX X X X X X X X X X X X X X X X X X X X X X X XX X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X
- Bait and switch perception
AIMLOAN Caveat Emptor
Remember the first principle of commerce: without a warranty the buyer takes the risk; or in this case the person getting the loan is taking the risk. We all know if it is too good to be true it probably is......
Like many others I jumped on a 3.5% interest rate with an APR of 3.77%. The loan was for 15 years. At the time the Prime Rate was 3.75% "To Good to be True", yes. AIMLOAN.com was professional about getting out of the loan and refunded the Appraisal Fee.
This fee is labeled a "Lock-in Fee" for a specific low rate.
Now you feel stuck. I am sure many people have been really devastated by this behavior.
The Worst Loan Experience Ever
I made a HUGE MISTAKE when I tried to refinance my investment property with AIMLoan. The building project and my finances were thoroughly verified for loan eligibility prior the loan approval.
After I submitted an enormous amount of documentation, the appraisal report, the underwriter confirmed all calculations and verified that the file met program guidelines. Just days before the closing when I closed all the underwriter’s conditions my loan was rejected because the building did not meet the program guidelines that were previously approved by the underwriter. What a sloppy job made by the loan processor Judy Nguyen and the Underwriter by overlooking all available on day one building information prior the final loan approval.
In my case the AIMLoan INCOMPETENT SERVICE translated to LOST of my TIME and MONEY. DO NOT TRUST THIS LENDER.
- Lost over 20000
Preferred solution: Let the company propose a solution
About
Aimloan was founded in 1998 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to its customers. The system of the company eliminates the mortgage broker and highly commissioned loan officer, the highest cost components of the mortgage process. Aimloan further reduces costs by utilizing automated underwriting systems and other technologies, and by lending in 47 states from a single location. The company was founded by Vince Kasperick who continues to serve as president. Aimloan licensed and in good standing with multiple Federal and State regulatory agencies including: Fannie Mae Approved Lender, Freddie Mac Approved Lender and 47 State Licensing Agencies.
Aimloan is ranked 107 out of 1015 in Loans and Mortgages category
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My experience was THE EXACT OPPOSITE. I just used this company.