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I am only writing the truth and only the truth about this so called as they say "ethical company". I figured I could get a loan in no time with my credit ratings between 820 and 830.

Very low debt ratio. Well was I surprised after my pre-approval in hours. I said that was great I picked the right company. The nightmare began.

The requests for information started quite slow but within days I was flooded as everyone has said with ''nitpicking " paperwork they had me running everywhere for signed statements by banks and savings accounts. after approximately 100 emails and requests they found something. Yep that owned a piece of property with a similar name. Once I said that was not me then the real night mares began.

I used all type of web sites and paid money to prove it was not me who owned the property. I hired an attorney who couldn't believe they were doing this and also sent in documents but with no success. When I realized that we were going nowhere I began the loan with a big company (well known) after 12 emails I obtained the loan at the same rate. Although I didn't mention to this so called loan company that I already obtained a loan I wanted to see where this was going.

Yep, right were I expected "you own the property". The fun part for me was well I have the refinance from another company. I did write the Attorney General so hopefully they will be reprimanded for their tactics and maybe be removed from doing business in the state. Also they have a complaint department where the so called "ethical" company says they will get back to you in 24 hours if you have a bad experience It been 2 weeks and no response.

maybe they are so backed up with bad experiences. Please stay away.

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